B3. Singapore Programme (Visa)
This Part B only applies to Finu Card Services, including the Card Issuance Services.
28. This Part B governs the Finu Card Services. You acknowledge and agree that the Finu Card Services comprises multiple programmes (each, a “Programme”), including but not limited to B1. Hong Kong Programme (Visa), B2. Hong Kong Programme (MasterCard) and B3. Singapore Programme (Visa), as detailed in the subsequent sections.
29. The Group reserves the right, in its absolute sole discretion, to designate you to a specific Finu Card under a particular Programme based on factors including, but not limited to, your country of ordinary residence, verification information, and the requirements and restrictions under local Applicable Laws. Accordingly, by using the Finu Card Services, you agree to be bound by the terms and conditions of Finu Cards specific to the Programme to which you are assigned.
29.1. For users of Finu Cards who are assigned to B1. Hong Kong Programme (Visa), the terms and conditions applicable to such users may comprise these terms and conditions under Part B1 and all incorporated policies. By using the Finu Card Services, you agree to be bound by the abovementioned terms and conditions.
29.2. For users of Finu Cards who are assigned to B2. Hong Kong Programme (MasterCard), the terms and conditions applicable to such users may comprise these terms and conditions under Part B2 and all incorporated policies. By using the Finu Card Services, you agree to be bound by the abovementioned terms and conditions.
29.3. For users of Finu Cards who are assigned to B3. Singapore Programme (Visa):
If you ordinarily reside outside Singapore, you acknowledge and agree, and the Group reserves the rights in its absolute sole discretion, to route the Finu Card Services through different members of the Group (including through Finu Technology Pte. Ltd.), the Services of which may be subject to different terms and conditions due to the requirements and restrictions under local Applicable Laws. Accordingly, depending on the member of the Group which provides the Finu Card Services specific to a transaction, the terms and conditions applicable to users of the Finu Card may comprise those under Part B3A and all incorporated policies. Please review these terms carefully. By using the Finu Card Services, you agree to be bound by the abovementioned terms and conditions.
If you ordinarily reside in Singapore, the terms and conditions applicable to users of the Finu Card may comprise those under Part B3B and all incorporated policies. Please review these terms carefully. By using the Finu Card Services, you agree to be bound by the abovementioned terms and conditions.
30. For the avoidance of doubt, the existence of a Programme named after a territory does not in itself indicate that the Finu Card Services are offered to users situated in that territory. Unless otherwise announced, Finu does not and will not route Finu Cards to U.S. persons.
31. You acknowledge that Finu Cards under different Programmes may be routed to you by different members of the Group as required to comply with local Applicable Laws and such Finu Cards under different Programmes may be issued by different entities, which may not be a member of the Group. You may refer to the terms and conditions of Finu Cards under a particular Programme to which you are assigned, for more details.
32. The Group reserves the right, in its absolute sole discretion, to switch your Finu Card from one Programme to another at any time. Such a switch may occur for various reasons, including changes in Applicable Laws, your country of residence, and the Group’s operational requirements. You will be subject to the terms and conditions of the new Programme upon the effective date of the switch. You further agree that it is your responsibility to review the applicable terms and conditions for your assigned Programme, and your continued use of the Finu Card Services constitutes acceptance of any such assigned or switched Programme.
